Top 10 Consistent Dividend Paying Stocks

Having a portfolio of reliable dividend paying stocks is an important foundation for building your position of financial security. When it comes to investing money there shouldn’t be anyone that hasn’t heard of the Oracle of Omaha by now. So what are the great consistent dividend paying stocks that are contained in Warren Buffet’s Berkshire Hathaway portfolio (BRK.A, BRK.B)?

1.    G.M – General Motors. This automaker reliably pays out a quarterly dividend of 38 cents per share per year which equates to an approximate yield of 4.8%. The company comprises GM North America, GM Europe, GM International Operations, GM South America and GM Financial and collectively has a market cap of $50 billion and trades at a price-to-earnings ratio of 4.06.

2.    IBM – IBM. The information technology products giant has a market cap of $154.8 billion and trades at a price-to-earnings ratio of 13.12.

3.    Wells Fargo - WFC. The giant American banking group has a current dividend yield of 3.2% and Wells Fargo has a market cap of$241.7 billion and trades at a P/E of 11.83.

4.    Coca-Cola – KO. The soft drinks giant currently has a quarterly payout of 35 cents per share and a yield of 3.2% and has a market cap of $190 billion and trades at a P/E of 26.37.

5.    Philips 66 – PSX. The energy manufacturing and logistics company has a market cap of $41.2 billion and trades at a P/E of 13.16.

6.    Deere – ED. The agricultural manufacturer pays a quarterly dividend of 60 cents per share and 3.1% dividend yield plus has a market cap of $24.2 billion and a P/E of 9.81.

7.    Kraft Heinz – KHC. The foods giant pays a dividend of 60 cents per share for a 2.7% dividend yield and has a market cap of $109.1 billion and trades at a P/E of 32.93.

8.    Walmart – WMT. The store chain pays a 50 cent quarterly dividend with a yield of 2.7% and has a market cap of $230.3 billion and trades at a P/E of 16.31.

9.    U.S. Bancorp – USB. The banking group pays a quarterly dividend of 25.5 cents per share with a yield of 2.4% and has a market cap of$73.1 billion and trades at a P/E of 13.52.

10.    Apple – AAPL. The communications giant has a quarterly dividend of 57 cents per share and a 2.1% yield and a market cap of $582.9 billion and trades at a P/E of 12.59.
 
In all these examples of dividend paying stocks the key is consistency. A portfolio of reliable paying dividend stops is one of the four important cornerstones in the pyramid of wealth.

Property Wealth In The UK

In the UK, investors always plan to buy a small home first in an area they can rent preferably near the city and near employment opportunities. This is because as their equity rises in the value of the appreciating home, they can then afford to buy a larger home the second time and use the first home as a rental property to derive an income. Ownership of a rental property is an important key up the ladder of accumulating wealth in many cities in the world.The lesson in property investment is very apparent no matter where you live and rental income is a wonderful way to diversify your household income.

Please read :  http://www.dailymail.co.uk/money/news/article-3764687/Prosperity-rise-UK-one-67-people-calling-millionaire.html

The Four Corners of Financial Success

If there are four bases to your golden pyramid of financial independence then to become a success those four corners would take the shape of:

1. Career income
2. Real Estate income
3. Portfolio of consistent dividend paying stock income
4. An online business with reliable income stream

These 4 corners in balance will grow your capital base year by year conservatively and consistently.

If you rush you make mistakes, build your long term wealth slowly but surely and rationally like building with Lego Bricks

The need to start diversifying your income as soon as possible is all the more apparent when you are a parent in USA compared to the UK and Europe. In no other country is the costs of a private education so expensive. In terms of revenue growth over a career life your salary will grow at a simple arithmetic rate over time. But in terms of inflation over time your real purchasing power is devaluing which means every 10 years forward you are able to purchase less and less.


Planning ahead can be a nightmare.

Consider this cost for private school education in one year in USA for 2016:

1. 2 Semesters in a year - tuition fee = $125,000
2. Books and materials= $7,000
3. Food and clothing =  $20,000
4. Housing = $30,000

That's $183,000 not including travel and miscellaneous emergency bills and cell phone and Internet usage.  State community colleges in USA can incur expenses all-inclusive up to $50,000 in one year and all that for one child entering college. Now try compute future college expenses if you have two or three children for just one year let alone four years of college life.

While loans can cover expenses, loans are loans and need to be repaid with interest. That is why parents should set up a college fund for their child a soon as possible and save for their child education.

Clearly 90% of American workers are being left behind with no hope of meeting college expense obligations for their children. Furthermore, the middle classes are being crippled by debt burdens to meet their obligations to fund their children's education.

All around the world incomes are barely rising whilst the costs of food, transport and clothing is rising on a year on basis. Globally the middle classes are being squeezed more and more every year.

The current US Median Income is $53,657 per year. That's frightening.

http://www.pewresearch.org/fact-tank/2016/05/11/are-you-in-the-american-middle-class/



This is why it is imperative to develop a rational plan for securing a second income. A salary from a career is usually not enough to put towards your child's future education. Just look at the math. Even a physician and a lawyer and other professionals would struggle to secure the type of revenue to fund four years college education for an average family of two children.

In no other time has the need to save and grow a consistent second income become more apparent. Whether it is import and export, or a franchise, or consulting or buying properties to let; invest you must. You must try to live beyond your means and do away with unnecessary purchases. Making a five year and ten year plan is not being overtly pessimistic. It is the rational thing to do to plan ahead how to build a second income on top of your current family income to save for your children's future education.

All we face are our fears

It is not the lack of resources or the lack of time that holds us back; it is the fear of the unknown and uncertainty that prevents us from discovering endless possibilities in growing a business and developing multiple income sources.

We are afraid of rejection; we are afraid of being laughed at; we are embarrassed at the thought of failure and so most of us will never venture beyond the security of our little homes. But in a world where our real incomes languish as prices spiral beyond our control at some point we will face the truth that a reality check is in order if our 401 k's and our pension plans and savings fall short for our children's education and our retirement plans.

In a world where a career income is no longer sufficient the smart people are those that learn to cut back on their expenditures and save more and more for the future whilst exploring income opportunities to complement their main income. In a world of ever-increasing connectivity the chances for finding an online business to operate from the home are greater like no period in time before. 

So do not worry what other people think an don't worry about being laughed at if you fall down. You must try and keep on trying because in that trying lies the difference between the day you are unable to meet your future financial commitments or the day you can complete your duty to yourself, your spouse, your family, your friends and community.

Keep on trying to grow a second income because when you stop giving up you are  going to succeed at some point in the near future. You are the seed of hope.

It's In Your DNA To Succeed

 

golden ideas for making money

A million years ago the first apes walked upright, 400,000 years ago man discovered fire and 40,000 years ago man found the inspiration to portrsy hid environment on dark cave walls. Man then learned to sow grasses and shepherd flocks of animal. The environment was harsh but through the ages man's instinct for survival became the key ingredient to guarantee success.

Modern man has lost much of his instinct. When the tsunami hit Thailand, Indonesia and Sri Lanka the whole of nature would run away from the shores yet groups of tourists ran towards the shores to take pictures of the oncoming disaster. to succeed in life you need to restore your basic instinct for survival and in today's world that means learning how to gather assets which are financial in nature. 

Be like nature intended you to be, turn back the tides of disappointment and listen to your true instinct to restore the original blueprint for life that sleeps in your on DNA. You can become successful when you get back to nature and identify the real you. You're not some pressurized by-product of modern living. You only need look at yourself in the mirror and find the real you.

You can do anything you set your heart to.

Regards,

Bruno Bernard

It is amazing what people can achieve if they really set their heart on it. Around the world from the streets of Shanghai in China, Jakarta in Indonesia, Mumbai in India people are making a success of themselves. Why? Because in the 21st century it is not about your geographical position that determines whether you can make money or not. It's all about you. In no other period in history,is this story about you more than anything else.

You see that's the basic problem. It's not about the lack of opportunity. We're all just struggling to find out about ourselves. That's the only thing holding you back.

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It's just about you.

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Join the discovery process to make money from home in the global community

 

golden ideas for making money

Today, Life is so complicated. A career is just not enough to support yourself and your family.

Let's discuss money making ideas and share the discovery.

The whole purpose of this blog is to unravel the best hidden opportunities for people to make extra money from the comfort of their home wherever you are in the world. From Indonesia, India to Germany and the USA; we live in a global community of unlimited opportunity.

Regards,

Bruno Bernard