Making money with dried flowers

Dry flowers art can make you money and everybody has time in the weekends to grow a second income opportunity

Most importantly its a whole world of fun!

Everybody loves art; everybody searches for inspiration..

This idea actually came from my mother. Every summer she would go into the fields in Europe and look for wild flowers and then leave them in books to dry and press. Months later she would take out the pansies and violets and wild roses and grasses and she would stick them on to a board in various colors. Then to top it she would place a thin glass sheet and firm the picture. The costs? Well, you can buy variety 10 sheet packs on Ebay for as little as $15 for 10 sheets, Then various assorted color background A1 or A2 dimensions 30 sheets for $10. A good glue will cost you $5. So quite literally the total cost of production could amount to as little as under $10 per piece.

Final sales price $30 per art work including packing and shipping.

Persistence Is A Virtue In The Chocolate Business

We all love chocolate and the world is quite simply running out of the rich cocoa beans. Simply put; there are not enough regions in the world that produce the dark rich bean and now, more than ever, and with increasing quantities, the Chinese consumer is waking up to the wonderful delights of chocolate consumption.

If you can make it, bake it, cook it then you can create a market and build your business like Lego bricks. All you need to be is methodical and persistent.

Please read -

http://www.dailymail.co.uk/femail/food/article-4033308/Mumpreneur-makes-1-million-year-chocolate-business-set-kitchen.html

Making Money In Art

What's in a picture? Where some may find distaste others may find divine inspiration. There are no bounds when it comes to themes of art and states of consciousness in the realms of artistic creativity.

There is money to be made in art. In my first experience with art I bought some watercolor paintings for $2 a piece at a garage sale in Dallas, Texas (and that's the wonderful thing about garage sales because you never know what you can pick up!) I then placed the pieces in a cheap framework for $25 a piece and then sold them on Ebay for $50 a piece!

Lady Altamont c.1788. George Romney. Tate Gallery

People like modern art and people like old historical art. Famous pieces are very popularly sold as prints and it is a massive global and thriving business opportunity.

Still Life with Yellow Straw Hat 1881. Vincent van Gogh, Rijksmuseum 

An important event occurred in India this week which is likely to occur in Western countries at some point. India has decided to withdraw its cash from its system and encourage an Internet based economy. The implications are immense and the opportunities to do business with India now becomes even greater. There is nothing to stop you from buying and selling products in India and trade them all over the world. The world is increasingly becoming digital day by day.

Contemporary artist Julian Days

To make money in art there's two important ingredients you need as a formula for your business model. Given that you already have a global market out there of customers willing to pay for your art then all the rest can easily fall into place if you work out a success formula.

Firstly, you need a cheap source of material.

Secondly, you need an online digital library.

In the first point you can outsource your paintings from China and India and other Asian and African countries for as little as $5 Or in the West there are thousands of budding student artists that would gladly sell you a painting for $5 knowing that they may become successful in the future through he publicity that may ensue with customer awareness.

You can repackage the originals and resell as I did; or you can make hundreds of prints and sell online.

In a digital world there is no need to spend money on lavish galleries or studios to draw customers to buy your art. make a digital website so that people from anywhere can see your library collection.

Lascaux Paleolithic cave paintings

People are always going to buy art people are always going to want to find a private moment and a private space to sit and think and feel the need for inspiration. Your market is already built-in. Now all you have to do is work out your costings and you can be in business very fast.

Growing a second income these days is vital. Job security went out of the window long ago. There is nothing to stop you making money from art from the comfort of your own home. it's also great fun and therapeutic for yourself to make money in something you can enjoy!

Follow my new lifestyle magazine http://www.gobreez.com/

Thank you

Stock Options Trading For Second Income? Forget It

There is a whole bunch of stock options trading advertisements spreading all over the Internet but how accurate are the claims and how large is the hype when you begin to seperate the shaft from the grain?

The usual claim is 300% return here and 100% return there; or the like on stock options trading. Being a seasoned currency trader i decided to take a look and after 6 months of stock options trading I was not impressed with the results.

There are several problems with stock options trading.

Firstly, the only people who really make money are the 'option writers.' But there is a good reason why stock trading platforms try to discourage you by asking high amounts of cash deposit. it is because the industry profits tend to be kept as institutional. Writers receive option writing premium and on a 90% degree probability they will see the options expire worthless and pocket the premium because of the equation ot Time-Decay. So, knowing that a stock option rapidly runs out of value why on earth would you purchase an option in the first place to trade and hope that it will increase in value?

Secondly, people who buy options in large amount actually use them for the purposes for which they were originally intended. That is they buy them with the intention not to trade them but to hedge a portfolio of stocks. The time decay rapidly builds up and the options can be renewed. Options are in all essence a means to hedge and not a means to find an incremental value and bet your whole house on it!

Thirdly, entry and exit fees to buy an option and close often work against the trader. To make money the options price has to change greater than $30 in 1 week on an option with 90 days left to expiry. Stocks trading at $30 range are usually reflecting options prices in the $300 range not including entry fee. Go look at the NYSE or Nasdaq and you can pull down countless big companies whose stock prices are trading in the $30 range. So if you need the option to increase in value > $330 for the option price, then we are talking about a movement of 10% just to break even on the trade. You will need about $15 to enter the trade and then another $15 to close out the trade. At least 90% of the time the options price has not moved a tick in a week and youre left holding the hot potato with a rapidly eroding value trade.

Fourthly, the VIX, or volatility index which underlies the rate of change in stock prices, and options prices, rarely moves in the long run to add volatility to change the stock option prices. For your typical $300 entry position to > $330 we would need a spike in the VIx in a week of more than 3.00. Apart from the recent election panic that his US stock markets doesn't really happen often.

So in conclusion; subscribing to newsletters that punt a tip to buy a call or put option on a stock can be a very dangerous game since 90% of the time the options work against you as a trader.

In the futures markets options can work for you as the volatility can be greater than in the stock markets. I have bought options to hedge my currency futures effectively and closed out the option with good timing. The same can be said with the commodities markets. But the only problem is the costs involved. Locking into a currency future could set you back a good $3000  with another $3000 on a hedge. So the costs of options trading in the futures markets are cost prohibitive considering you do not want to expose more than 5% the value of your portfolio to a single trade.

I have traded forex and futures options successfully but can fairly say that after 6 month of evaluating stock options - I would give it a miss as the entire premise of making money is structurally unsound.

So in conclusion; if you want to look for a second income to help grow your savings, speaking from my own trading wisdom, I personally do not think that stock options trading per se is a very good idea at all Forex trading can yield better long term results.

Disclaimer - All trading can be dangerous and result in a loss of capital.

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regards

B. Bernard.

What You See Is What You Get So See Positive

Having a positive attitude in life is the next best thing to achieving your goals. Value your need for money; visualize your income and build positive steps to achieving your goal. Faith is a mountain of cash waiting to happen in your life according to the strength of your belief. An idea sprouts a revenue stream and revenue stream creates a river of wealth flowing abundantly into your life. Cherish and nurture your positive ideas in the search for financial freedom. See your wealth and wealthy you shall be. What you see is what you get in life; see success and you find success; see pain and struggle and failure becomes the result. No matter what your obstacles in life; lift your head up high because although you may be on the ground you can see very clearly the heavens above. Aim for the sky and dare to think big ideas and dare to dream big dreams. Nobody is going to laugh at you for thinking big ideas. We can respect anyone that dares to dream. Everyone has a dream. What's your dream? See it; believe it and fulfill your duty to yourself, your family and your friends and society by standing tall.

Thinking Out Of The Box With A Greetings Card Business

Essentially, there are four bases to your golden pyramid of financial independence but few people seem to understand this and by the time they understand this they often have squandered many opportunities in life 

The four corners of success are:

1. Career income
2. Real Estate income
3. Portfolio of consistent dividend paying stock income
4. An online business with reliable income stream

Now, when it comes to point #4 an online business with reliable income steam forget where the crowds are rushing, forget looking at online interviews and hours of filling questionnaires and similar offers that are popping up on the Internet all over the place but very few have any factual basis.

Thinking out of the book; can you write? If you can have you ever considered writing greetings messages and your own design cards? Companies like Hallmark pay writers and in fact they generally outsource rather than keep a full-time creative writer. Inspirational writers with unique design graphic or photo content are always wanted. so the next time you think about a second income from your home; if you have some time in the weekends take a look at your photos or art designs and see if you can create inspirational messages and send to the big greeting cards companies. Better if you can build a portfolio library and offer card companies to access your material and pick and choose themes for a new card design concept.

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Snap Happy Income With Instagram!

400 million monthly active subscribers is one huge captive market! But did you even realize you could make money from your snap happy ideas?

In terms of advertising revenue for your photos -  Entry-level users with 1,000 followers can earn as much as  $5000 per year and then there are those with a group of 10,000 followers that can earn as much as $18,000 a year in advertising revenue. 
Obtain 20,000 followers and you could be earning over $30,000 a year and should you hit the magic 100,000 followers then you would be earning a staggering six figure salary of about $180,000 a year!

Now that's an incredible amount of easy money for you to earn a second income from your home. What are you waiting for? You can take thousands of photos in the interior of your own house or outside in a local park or nature retreat. you could take photos of normal people on the streets or food or anything that sparks your imagination. Advertisers are always scouring the Internet for new content. So put your stamp on it and earn. What is there to hold you back? Advertisers need ideas and they will pay for anything that catches their attention.  Use could also use another service like Flickr service on Yahoo, which has the most catchy photographic material that advertisers tend to turn to first in search of new ideas. Put up your own online library of images and copyright and earn royalties online. 

Earn a second income; there are endless possibilities to earn if you take a serious look.

 

Real Estate Counts

The foundation of wealth has to start from the ground and there is no investment more rooted to the soil than real estate.

Building a path to a better life has to start from a solid foundation with a rational plan. the problem is that we are aware of a many good plans and then we go and blow it all apart because quite simply we cannot live within our means. If we could learn to make a little sacrifice here and there and cut back our expenditure patterns  you will be surprised. Spend a few less trips a year on vacation and less tickets to the movies and less meals out and less on clothes and appliances and very quickly the savings will astonish you. Saving money can become boring because it involves Opportunity Cost. But the prospect of building the foundation of lasting wealth and financial independence in the future is far more important than having a good time right here and now.

Always start small and humble. Life's path to wealth is like accumulating the right Lego bricks to build into a future structure. The rational plan would be to buy small and think small in the beginning because when you first start out you do not have a family to provide for. Not only that; small properties in locations near public transport become great prospects for a future rental which then allows you to keep the small property as an investment while you gain the equity to use as a deposit for a larger house as your family grows.

A Journey of a thousand miles begins with a single step but when that step is firmly planted then you have begun a journey to financial independence. A prudent and sparing life is a life that sows the seeds of future wealth.
 

Money Science - The Pragmatic Path To Lasting Financial Independence

Success is like an exponential equation. Once you get it right the first time then Yes everything just falls into place. But without the proper beginning mistakes can set you back years.

Without the understanding how 'Money Science' works the chances of you deviating from your path are high. All journeys along the path to developing money income streams must be carefully planned and thought through to implementation.

Please read on Amazon Kindle:

https://www.amazon.com/Money-Science-Track-Income-Success-ebook/dp/B01L5G9TYA/ref=sr_1_1?s=books&ie=UTF8&qid=1472784060&sr=1-1&keywords=money+science+bruno+bernard#nav-subnav 

Thankyou

Top 10 Consistent Dividend Paying Stocks

Having a portfolio of reliable dividend paying stocks is an important foundation for building your position of financial security. When it comes to investing money there shouldn’t be anyone that hasn’t heard of the Oracle of Omaha by now. So what are the great consistent dividend paying stocks that are contained in Warren Buffet’s Berkshire Hathaway portfolio (BRK.A, BRK.B)?

1.    G.M – General Motors. This automaker reliably pays out a quarterly dividend of 38 cents per share per year which equates to an approximate yield of 4.8%. The company comprises GM North America, GM Europe, GM International Operations, GM South America and GM Financial and collectively has a market cap of $50 billion and trades at a price-to-earnings ratio of 4.06.

2.    IBM – IBM. The information technology products giant has a market cap of $154.8 billion and trades at a price-to-earnings ratio of 13.12.

3.    Wells Fargo - WFC. The giant American banking group has a current dividend yield of 3.2% and Wells Fargo has a market cap of$241.7 billion and trades at a P/E of 11.83.

4.    Coca-Cola – KO. The soft drinks giant currently has a quarterly payout of 35 cents per share and a yield of 3.2% and has a market cap of $190 billion and trades at a P/E of 26.37.

5.    Philips 66 – PSX. The energy manufacturing and logistics company has a market cap of $41.2 billion and trades at a P/E of 13.16.

6.    Deere – ED. The agricultural manufacturer pays a quarterly dividend of 60 cents per share and 3.1% dividend yield plus has a market cap of $24.2 billion and a P/E of 9.81.

7.    Kraft Heinz – KHC. The foods giant pays a dividend of 60 cents per share for a 2.7% dividend yield and has a market cap of $109.1 billion and trades at a P/E of 32.93.

8.    Walmart – WMT. The store chain pays a 50 cent quarterly dividend with a yield of 2.7% and has a market cap of $230.3 billion and trades at a P/E of 16.31.

9.    U.S. Bancorp – USB. The banking group pays a quarterly dividend of 25.5 cents per share with a yield of 2.4% and has a market cap of$73.1 billion and trades at a P/E of 13.52.

10.    Apple – AAPL. The communications giant has a quarterly dividend of 57 cents per share and a 2.1% yield and a market cap of $582.9 billion and trades at a P/E of 12.59.
 
In all these examples of dividend paying stocks the key is consistency. A portfolio of reliable paying dividend stops is one of the four important cornerstones in the pyramid of wealth.

Property Wealth In The UK

In the UK, investors always plan to buy a small home first in an area they can rent preferably near the city and near employment opportunities. This is because as their equity rises in the value of the appreciating home, they can then afford to buy a larger home the second time and use the first home as a rental property to derive an income. Ownership of a rental property is an important key up the ladder of accumulating wealth in many cities in the world.The lesson in property investment is very apparent no matter where you live and rental income is a wonderful way to diversify your household income.

Please read :  http://www.dailymail.co.uk/money/news/article-3764687/Prosperity-rise-UK-one-67-people-calling-millionaire.html

The Four Corners of Financial Success

If there are four bases to your golden pyramid of financial independence then to become a success those four corners would take the shape of:

1. Career income
2. Real Estate income
3. Portfolio of consistent dividend paying stock income
4. An online business with reliable income stream

These 4 corners in balance will grow your capital base year by year conservatively and consistently.

If you rush you make mistakes, build your long term wealth slowly but surely and rationally like building with Lego Bricks

The need to start diversifying your income as soon as possible is all the more apparent when you are a parent in USA compared to the UK and Europe. In no other country is the costs of a private education so expensive. In terms of revenue growth over a career life your salary will grow at a simple arithmetic rate over time. But in terms of inflation over time your real purchasing power is devaluing which means every 10 years forward you are able to purchase less and less.


Planning ahead can be a nightmare.

Consider this cost for private school education in one year in USA for 2016:

1. 2 Semesters in a year - tuition fee = $125,000
2. Books and materials= $7,000
3. Food and clothing =  $20,000
4. Housing = $30,000

That's $183,000 not including travel and miscellaneous emergency bills and cell phone and Internet usage.  State community colleges in USA can incur expenses all-inclusive up to $50,000 in one year and all that for one child entering college. Now try compute future college expenses if you have two or three children for just one year let alone four years of college life.

While loans can cover expenses, loans are loans and need to be repaid with interest. That is why parents should set up a college fund for their child a soon as possible and save for their child education.

Clearly 90% of American workers are being left behind with no hope of meeting college expense obligations for their children. Furthermore, the middle classes are being crippled by debt burdens to meet their obligations to fund their children's education.

All around the world incomes are barely rising whilst the costs of food, transport and clothing is rising on a year on basis. Globally the middle classes are being squeezed more and more every year.

The current US Median Income is $53,657 per year. That's frightening.

http://www.pewresearch.org/fact-tank/2016/05/11/are-you-in-the-american-middle-class/



This is why it is imperative to develop a rational plan for securing a second income. A salary from a career is usually not enough to put towards your child's future education. Just look at the math. Even a physician and a lawyer and other professionals would struggle to secure the type of revenue to fund four years college education for an average family of two children.

In no other time has the need to save and grow a consistent second income become more apparent. Whether it is import and export, or a franchise, or consulting or buying properties to let; invest you must. You must try to live beyond your means and do away with unnecessary purchases. Making a five year and ten year plan is not being overtly pessimistic. It is the rational thing to do to plan ahead how to build a second income on top of your current family income to save for your children's future education.

All we face are our fears

It is not the lack of resources or the lack of time that holds us back; it is the fear of the unknown and uncertainty that prevents us from discovering endless possibilities in growing a business and developing multiple income sources.

We are afraid of rejection; we are afraid of being laughed at; we are embarrassed at the thought of failure and so most of us will never venture beyond the security of our little homes. But in a world where our real incomes languish as prices spiral beyond our control at some point we will face the truth that a reality check is in order if our 401 k's and our pension plans and savings fall short for our children's education and our retirement plans.

In a world where a career income is no longer sufficient the smart people are those that learn to cut back on their expenditures and save more and more for the future whilst exploring income opportunities to complement their main income. In a world of ever-increasing connectivity the chances for finding an online business to operate from the home are greater like no period in time before. 

So do not worry what other people think an don't worry about being laughed at if you fall down. You must try and keep on trying because in that trying lies the difference between the day you are unable to meet your future financial commitments or the day you can complete your duty to yourself, your spouse, your family, your friends and community.

Keep on trying to grow a second income because when you stop giving up you are  going to succeed at some point in the near future. You are the seed of hope.

It's In Your DNA To Succeed

 

golden ideas for making money

A million years ago the first apes walked upright, 400,000 years ago man discovered fire and 40,000 years ago man found the inspiration to portrsy hid environment on dark cave walls. Man then learned to sow grasses and shepherd flocks of animal. The environment was harsh but through the ages man's instinct for survival became the key ingredient to guarantee success.

Modern man has lost much of his instinct. When the tsunami hit Thailand, Indonesia and Sri Lanka the whole of nature would run away from the shores yet groups of tourists ran towards the shores to take pictures of the oncoming disaster. to succeed in life you need to restore your basic instinct for survival and in today's world that means learning how to gather assets which are financial in nature. 

Be like nature intended you to be, turn back the tides of disappointment and listen to your true instinct to restore the original blueprint for life that sleeps in your on DNA. You can become successful when you get back to nature and identify the real you. You're not some pressurized by-product of modern living. You only need look at yourself in the mirror and find the real you.

You can do anything you set your heart to.

Regards,

Bruno Bernard

It is amazing what people can achieve if they really set their heart on it. Around the world from the streets of Shanghai in China, Jakarta in Indonesia, Mumbai in India people are making a success of themselves. Why? Because in the 21st century it is not about your geographical position that determines whether you can make money or not. It's all about you. In no other period in history,is this story about you more than anything else.

You see that's the basic problem. It's not about the lack of opportunity. We're all just struggling to find out about ourselves. That's the only thing holding you back.

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It's just about you.

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Read here

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Join the discovery process to make money from home in the global community

 

golden ideas for making money

Today, Life is so complicated. A career is just not enough to support yourself and your family.

Let's discuss money making ideas and share the discovery.

The whole purpose of this blog is to unravel the best hidden opportunities for people to make extra money from the comfort of their home wherever you are in the world. From Indonesia, India to Germany and the USA; we live in a global community of unlimited opportunity.

Regards,

Bruno Bernard